This type of investment is built around the payment processing solutions used by business owners. Every time a customer pays with their credit card a small percentage of that purchase is paid back into this account. By getting involved with credit card acquisition you are essentially buying into a percentage of future sales for a business.
Credit card processing is an essential part of doing business. Many business owners are looking for affordable solutions to credit card processing and by working with merchant service companies allow for them to save a large amount of fees while still allowing for attractive returns for the merchant service companies and their investors.
Investing In Credit Card Acquisition
By taking part in the acquisition of credit card processing accounts accredited investors are now able to access a new asset class and passive stream of income.
Up until recently, investing in credit card processing was inaccessible to most investors. Merchant service providers previously only sold their residual credit card books of business to other industry participants, institutional buyers And hedge funds. Supervest allows accredited investors the opportunity to crowdfund the purchase in return for a share of future credit card receipts.
Cons of Credit Card Acquisition investing
All investments come with some form of risk, for example most credit card processing agreements do not typically lock a business into using their equipment, thus, business owners could decide to switch their payment processing solutions.
Another potential risk is the potential of the business closing down due to economic, management, or other unforeseen reasons..
Pros: The Upside of Investing in Credit Card Acquisition
An alternative investment such as credit card acquisitions is great because you are receiving a portion of all sales made via credit cards for the entirety of that terminal’s use. This allows you to see a return on your investment relatively soon.
Investment Platform For Hard Money Lending
Technology and more easily accessible information is changing the platform in which investments are being made. Platforms for alternative investing are opening up new methods of investing that were previously extremely privately held.
Not only is accessibility increasing, but the cost is decreasing. These platforms are decreasing the minimum amount of investments, which can be more practical for some investors.
Platforms like Supervest for merchant cash advances are connecting investors to merchant funding companies who syndicate investors’ money together for select businesses.
Unlike previous forms, this platform mitigates risk extensively. Our deals focus on diversification in order to protect our users.
At Supervest, matches are highly personalized according to risk tolerance and specific preferences with things such as loan term lengths. Professionals take it all into consideration to find the best fit funder and business for the investor.
To become a Supervest user, you do have to be an accredited investor to sign up for crowdfunding opportunities. All you have to do is fill out a basic application, then complete a risk assessment, receive a background check , determine how much of your investment you want to allocate to credit card acquisitions, and then receive the return in just a few days.
Additionally, Supervest offers 24 hour transparency with your funds, and funding can be removed at any time. Credit Card Acquisition has never been more easy, less risky, or as straightforward as it is now with Supervest’s platform.
